My Finances is the largest youth economic education program in Poland. Through its mass character, it fills a gap in the Polish educational market and addresses the need for financial education towards a society of individuals capable of effective managing their finances. The program is financed jointly by the Kronenberg Foundation and the National Bank of Poland, and implemented in schools by Junior Achievement Foundation.

Goals
The aim of the program is to educate young people to make rational and advantageous financial decisions and to equip them with skills necessary to update their financial knowledge.

We assume that students participating in the program will learn how to:

• invest in bonds, investment funds and other financial instruments,
• make informed decisions in their contacts with banks and gain an understanding of basic banking services, such as bank accounts, deposits or credits,
• analyze the consequences of their financial decisions,
• make informed decisions about their financial security after retirement.

They will gain an understanding of:

• the principles of investing on the stock exchange,
• the operation of the banking system,
• the significance and role of the National Bank of Poland,
• how pension funds work.

They will learn how:

• to use information technologies to obtain information about banking products.
  

Summary
The program syllabus is designed to be covered in one school year. It consists of five thematic modules and its content is delivered as a part of the Business Basics curriculum subject.

From year 2012 MF educational content is organized into the following thematic blocks:

• I Like Banks - banking products: including avoiding credit traps;
• My Investments - forms of saving and investing financial surpluses alternative to bank deposits, their strengths and weaknesses;
• Investing towards the future - Poland's new pension system, including methods of saving towards retirement;
• Security in Finance - security in finances, including preventing consequences of unreasonable and carless use of financial services;
• In the World of Finance - the principles of banking system in Poland, the role of central bank and other financial market institutions in Poland and worldwide;
• My Budget - the need for a personal budget and how to prepare one at each stage of one's life and the impact of individual financial decisions on the macroeconomic situation.

Program participants learn about investing in bonds, investment funds and other financial instruments, acquire skills necessary to make optimal financial decisions in dealing with banks and are familiarized with basic banking services. They also gain understanding of the principles of the banking sector and pension funds.

The 2015 edition of the "My Finances" program plays host to 100,000 students and 1600 teachers. So far it has reached over 1 100,000 students and 16,700 teachers.